There are great loans for houses in Denver, including $1,000 or less down. For a free list of loan programs for first time home buyers, call (303) 222-0027 or e-mail firstname.lastname@example.org.
No shared walls. No homeowners association (HOA fees). No rules or regulations, except for city zoning codes. Freedom to have pets. Yards. Garages and/or off-street parking. Upstairs and downstairs (even with one-story houses in Denver, you usually have a basement).
These are some of the features of a single-family house that first time home buyers love! For first time homebuyers who want to live in central Denver, the more affordable houses are usually 600 square feet, 800 square feet, 1,000 square feet, or 1,200 square feet, plus basements.
Most single-family houses in Denver’s most popular neighborhoods (Highlands, Wash Park, Congress Park, and City Park) were built in the 1920s-1940s. This means that unless they were completely remodeled, they have small rooms. Not everyone is fond of small living rooms, small kitchens, small bedrooms, and small bathrooms, but these brick homes can be charming.
Widen your search for a first home to include the suburbs, however, and you’ll find larger houses, for the same price.
If you’re considering a single-family house as your first home, here are criteria to consider:
It’s often easier to find a first time home loan for a house than it is for a condo or a loft. To qualify for an FHA loan or VA loan, the house needs to be in good shape, not in need of a new roof and/or other major repairs.
Please make note: We are happy to help you compare single-family home prices and locations during a free consultation. When you decide to hire us, you won’t have to pay our commission because the seller will take on that responsibility.